New Jersey Long Term Care Insurance
Why NJLTCI ?
Information about Long Term Care Insurance (LTCI) that you should know.

Long Term Care may not be for you but…. If you can afford to pay between $250 -$325 per day for health care services and you wouldn’t mind sharing a room in a nursing home or rehabilitation facility with several people you don’t know… eating foods that you don’t like, when you’re told to eat them… and sharing a bathroom with others…then you are NOT a candidate for Nursing Home, Long Term Care.

However… If you are between the age of 40 and 80 and are among the 6 out of 10 people who, statistically will need some type of extra care before they reach 70, NOW is the time to seek out and secure a LTCi program from the most reputable companies in the USA, to protect you and your family so as not to be a burden on them.

It’s not Life Insurance..that’s for your family after you pass on, it’s to get you back on your feet towards recovery, so you can take care of yourself. If you think your spouse or significant other will be able to assist you on a 24 hour, 7 day a week basis, and be able to bath you, dress you, get you out of bed, cook and feed you and care for you..Think again! We know they want to but do they have the time and energy to do it. They may have a family too.

We can provide you with, not only the information you need to make an intelligent decision regarding LTCI programs, but the licensed LTCI specialists to assist you in applying for LTCI. Not everyone who applies, can be underwritten or approved, but if you don’t try you’ll never know if you’re a candidate for it. If this makes sense, then we can assist you and your family in obtaining the necessary forms and information needed to begin the process to see if you can qualify to purchase a LTCi policy. Not everyone can!

Ask us about Long Term Care Insurance

We have partnered with several prominent Law firms, Financial Consultants, Insurance carriers and Accountants in New Jersey and New York to provide you and your family with the legal assistance that will help you insure your future.

Our Mission

To protect you and your family from the unexpected financial and family burdens that may occur from any illness or incapacity to function on your own with the right protection resulting in peace of mind.