New Jersey Long Term Care Insurance

We can provide you with, not only the information you need to make an intelligent decision regarding LTCI but also with the personnel to assist you in applying for LTCI. Not everyone who applies, can be underwritten or approved, but if you don’t try you’ll never know if you’re a candidate for it. If this make since, then we can assist you and your family in obtaining the necessary forms and information needed to begin the process to see if you can qualify to purchase LTCI.

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25 years of successfully helping Individuals and groups plan and prepare for their future.
Long term care Insurance

Long Term Care is Custodial Care; not hospital or day care. All Tax-Qualified LTC policies will trigger when you need assistance with 2 of 6 ADLs or a cognitive impairment.

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  • You have Life Insurance
  • You have Property Insurance
  • You have Auto Insurance
  • But you still don’t have Long
    term care insurance
Consider a Long Term Care Insurance program

Long Term Care Insurance cannot be purchased nor offered to those people who are over 75 or have had Cancer, Diabetes, Stroke (TIA) or Heart Attack. It is for people between the ages of 40 and 70 to acquire while they are young and healthy.

Why, because as we live longer, the chances that we will become ill or have a medical issue will increase as we reach 65. Remember today Baby-Boomers could live into their 90’s. Who will take care of them and where? Don’t wait till it’s too late!

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